Bike Insurance for modified bikes As you can see my bike is not exactly standard anymore, and the problem I now face is getting a good quote for the bike. I don't want to risk losing out in the event of a claim. I have now found a good company that specialises in modified bikes, The way they work is they request a list of all the modifications and parts fitted. You receive a very simple Q&A sheet to fill in and you get the chance to list every part and cost you have spent on the bike. Then you need to supply at least 3 photos showing the condition / parts fitted. A price is agreed for the bike and if they are happy with the details and price they will give you a price on the cover you require. All of the details are agreed over the phone like you would with any other insurance company, you only get the paper work side when you take out the insurance. My bike has just been insured with an agreed value of £5000, for only £140 for fully comprehensive cover!Call 0800 0898070 for a quote giving reference number G2666 The only thing they request is the bike must be secured with a Thatcham approved lock when not in use.